About VELT

Insurance made simple, strategic, and built for long-term success.

Who We Are

VELT Insurance Agency was founded to make insurance strategic, accessible, and aligned with your business goals. We focus on delivering solutions that go beyond policies, helping you manage risk intelligently and protect what matters most.

Whether your needs are commercial, complex, or personal, our approach is built on expertise and a commitment to supporting growth at every stage.

SMART PROTECTION FOR REAL-WORLD RISK

We do not just sell policies, we deliver solutions. At VELT, every placement starts with understanding your business and designing coverage that works when it matters most.

From core commercial lines to specialty risks, our approach is built on expertise, transparency, and a commitment to your success.

Why Businesses Choose VELT

Industry Expertise – Knowledge across high-risk and complex markets.
Tailored Solutions – Coverage that fits your business, not the other way around.
Partnership First – Guidance you can trust without the runaround.

Built for Businesses That Move Forward

Our mission is to help leaders protect their work, their teams, and their future with confidence. With VELT, you gain more than a policy—you gain a partner who understands your world and keeps you covered as you grow.

  • Commercial Coverage

    Commercial Coverage

    General Liability

    Commercial Property

    Workers’ Compensation

    Business Owner Policies (BOP)

    Commercial Auto & Fleet

    Professional Liability (E&O)

    Directors & Officers (D&O)

    Employment Practices Liability (EPLI)

    Cyber Liability

    Commercial Umbrella

    Excess Liability

  • Specialty Risk

    Bar & Hospitality Insurance

    Coastal or Wildfire Zone Properties

    Lapsed, Non-Renewed, or Canceled Policies

    High MOD Workers' Comp

    High-Value Homes with Unique Risk

    Vacant Commercial Buildings

    Cannabis & Regulated Industries

    Unusual or Niche Manufacturing

    Excess & Surplus Lines Access

    International or Hard-to-Place Operations

    Trade Credit

  • Construction & Real Estate

    Builder’s Risk

    Artisan Trades

    Property Owners

    Commercial Property

    Vacant Property Coverage

    Rental Properties

    Real Estate Flip & Hold

    General & Excess Liability

    Vacant Property

    Equipment Coverage

  • Personal Lines

    Homeowners Insurance

    Renters Insurance

    Condo Insurance

    Auto Insurance

    Motorcycle Insurance

    Umbrella Liability

    Vacation & Secondary Home

VELT Insurance Agency was built out of a simple idea, that complex risks deserve smarter solutions. We saw a gap in the market where too many businesses were underserved by generic policies and limited market access. So we created a brokerage designed to go deeper, think sharper, and protect what others overlook.”

- Benny Bontempo, Founder