About VELT
VELT Insurance is a commercial insurance brokerage providing coverage solutions for businesses across all industries. We work with admitted and Excess and Surplus markets to help companies secure insurance aligned with their operations, contracts, and long term goals.
Coverage That Scales With You reflects our approach to helping business owners structure insurance programs that support stability today and adapt as their businesses grow. More than just a quote, we help clients evaluate options, align coverage with real business needs, and protect what they have built.
How We Work
Every business operates differently, so we start by understanding how your company actually runs before recommending coverage. From there, we help evaluate options, explain tradeoffs clearly, and structure insurance programs that make sense for your operations, contracts, and future plans.
Who We Are
VELT Insurance is a commercial insurance brokerage focused on helping businesses protect their operations with clear, practical coverage solutions. We work with companies across industries to provide guidance and access to insurance markets that support long term business stability and growth.
Coverage Built to Support Your Business
At VELT Insurance, every engagement starts with taking the time to understand your business, exposures, and insurance requirements. From there, we help structure coverage aligned with your operations, contracts, and long term goals.
From core commercial lines to specialty risks, we work across admitted and Excess and Surplus markets to deliver coverage solutions that support stability today and scale as your business grows.
Why Businesses Choose VELT
✓ Industry Expertise
Experience across complex commercial and specialty markets.
✓ Tailored Coverage
Programs designed around real operations, not templates.
✓ Partnership First
Long term guidance beyond renewals.
✓ Market Access
Admitted and E and S solutions when options matter most.
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Commercial Coverage
General Liability
Commercial Property
Workers’ Compensation
Business Owner Policies (BOP)
Commercial Auto & Fleet
Professional Liability (E&O)
Directors & Officers (D&O)
Employment Practices Liability (EPLI)
Cyber Liability
Umbrella & Excess Liability
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Specialty Risk
Bar & Hospitality Operations
Coastal & Wildfire Zone Properties
Lapsed, Non Renewed, or Canceled Risks
High MOD Workers’ Compensation
Vacant Commercial Buildings
Cannabis & Regulated Industries
Unusual or Niche Manufacturing
Excess & Surplus Lines Access
Hard to Place or Distressed Risks
Trade Credit Insurance
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Construction & Real Estate
Builder’s Risk
Artisan & Specialty Trades
Property Owners
Commercial Property
Vacant Property Coverage
Rental Portfolios
Real Estate Flip & Hold
General & Excess Liability
Equipment Coverage
VELT Insurance Agency was built to solve a common problem: complex businesses forced into generic coverage. We built a brokerage focused on deeper understanding, broader market access, and insurance that reflects how businesses actually operate.
- Benny Bontempo, Founder