Transportation & Trucking Insurance
Commercial insurance for trucking and transportation businesses, from independent operators and growing fleets to specialized hauling operations.
DOT Compliant Coverage
FMCSA and DOT aligned insurance structures
Owner operators, New authority, and Fleets
Auto Liability, Cargo, Workers’ Comp, GL
Fast COIs
Why Transportation Businesses Choose VELT
DOT & FMCSA Knowledge
Coverage structured around regulatory requirements, filings, contracts, and your specific transportation operation.
Broad Transportation Markets
Access to admitted and E&S markets for both standard and more complex transportation risks.
Built Around Your Operation
From independent operators and growing fleets to specialized hauling and higher-risk transportation.
Who We Insure
Owner-Operators
Independent truckers and single-unit operations.
Auto Transport
Car haulers and vehicle transportation operations.
Trucking Fleets
Growing and established fleets with multiple power units.
Specialized Hauling
Equipment, machinery, building materials and other specialized freight.
Hazmat & Fuel Hauling
Hazardous materials, fuel, oil and other regulated transportation risks.
Hotshot Trucking
Pickup and medium-duty operations hauling commercial loads.
Coverage Options
Commercial Auto Liability
Liability coverage for owned commercial vehicles and trucking operations.
Motor Truck Cargo
Protection for customers’ property while being transported.
General Liability
Coverage for business exposures that occur outside the operation of your vehicles.
Umbrella & Excess Liability
Additional liability limits for contracts and higher-limit requirements.
Physical Damage
Comprehensive and collision coverage for tractors, trucks, and trailers.
Trailer Interchange
Physical damage coverage for non-owned trailers in your possession under a trailer interchange agreement.
Hired & Non-Owned Auto
Liability protection for certain hired, rented, or non-owned vehicle exposures.
Workers’ Compensation
Coverage for drivers and other employees for work-related injuries.
Trucking companies may be subject to federal and state insurance requirements depending on their authority, operations, vehicles, and the commodities they haul. VELT helps transportation businesses understand their insurance requirements and coordinate the appropriate filings when required.
DOT & FMCSA Insurance Requirements
✓ Federal Filings
Support with required insurance filings for applicable motor carriers.
✓ MCS-90
Guidance on MCS-90 requirements for federally regulated motor carriers.
✓ Liability Requirements
Coverage limits structured around your authority, operations, contracts, and commodities hauled.
✓ Certificates & Endorsements
COIs, additional insured requirements, waivers, and other contractual insurance needs.
